Revolut vs Nubank: Which Digital Bank Wins for Travel, Spending, and Savings?

When you're tired of traditional banks charging you for everything, Revolut, a multi-currency fintech app built for travelers and global spenders and Nubank, a Brazilian-born digital bank focused on simplicity and no-fee banking stand out as top choices. Both let you hold and spend money in dozens of currencies, but they’re built for different kinds of people. Revolut feels like a Swiss Army knife for money—you can trade crypto, buy stocks, set up budgeting rules, and lock your card with a tap. Nubank is more like a reliable coffee machine: it does one thing well—letting you spend, save, and pay without surprise fees—and it does it cleanly.

The real difference shows up in where you live and how you use money. If you travel often or send cash abroad, international payments, the ability to move money across borders with low fees and fair exchange rates matter more than anything. Revolut gives you real-time exchange rates with no markup on weekdays, and you can hold 36+ currencies in one app. Nubank’s strength is in Latin America, especially Brazil, where it’s the largest digital bank and offers instant transfers, zero ATM fees, and a credit card with no annual cost. But if you’re outside Brazil, Nubank’s features shrink fast—no multi-currency accounts, no stock trading, no crypto. Revolut works everywhere, but its free plan has monthly limits on ATM withdrawals and currency exchanges.

For everyday spending, Nubank wins on simplicity. Its app is so easy, your grandparent could use it. Revolut’s interface is powerful but cluttered—you’ve got to dig through tabs to find your budgeting tools or cryptocurrency wallet. If you’re just trying to avoid overdraft fees and track coffee runs, Nubank’s clean dashboard is better. But if you’re trying to manage side income, invest spare cash, or pay for a flight in euros without getting ripped off, Revolut’s fintech apps, digital financial tools that combine banking, investing, and payments in one platform give you more control. Neither charges hidden fees like traditional banks, but Revolut’s premium plans unlock better rates and higher limits, while Nubank stays free—always.

You’ll find posts here that break down how these apps handle fees, what they really cost when you travel, and how their savings tools stack up against micro-investing apps and earned wage access platforms. Some of the articles compare how digital banks are changing the way people save, spend, and manage money without a traditional account. Whether you’re a freelancer juggling USD and EUR, a student studying abroad, or someone who just wants to stop paying bank fees, this collection gives you the real details—not marketing fluff. You’ll see what works, what doesn’t, and which one actually fits your life—not just your wishlist.