Coffee Bar Capital - Page 5

Price-to-Sales and EV/EBITDA: Alternative Valuation Metrics for Real-World Investing

Price-to-Sales and EV/EBITDA are essential valuation tools when P/E ratios fail. Learn how investors use them to value unprofitable tech firms, compare capital-heavy businesses, and spot hidden risks in M&A deals.

12 September 2025
Open Finance vs. Open Banking: How the Scope Is Expanding

Open banking lets you share bank account data with apps. Open finance expands that to include investments, loans, and crypto. Here’s how the scope is growing-and what it means for your money.

5 September 2025
Open Banking Standards: NextGenPSD2 and FAPI Explained

NextGenPSD2 and FAPI are the technical foundations of Open Banking in Europe. NextGenPSD2 defines how banks share data, while FAPI locks it down with military-grade security. Together, they power budgeting apps, payments, and the future of Open Finance.

4 September 2025
Procurement Cards for Small Businesses: Policy and Control

Procurement cards help small businesses save time and money on small purchases, but only if they're backed by strong spending policies. Learn how to set up controls, avoid common mistakes, and choose the right provider in 2025.

30 August 2025
What Is Embedded Finance: Financial Services Everywhere

Embedded finance integrates payments, loans, and insurance directly into everyday apps like Shopify, Uber, and ride-sharing platforms - making financial services seamless, invisible, and everywhere. Learn how it works, where it’s used, and why it’s changing money forever.

30 July 2025
Financial Reporting for Small Businesses: Real-Time Dashboards

Real-time financial dashboards give small businesses instant visibility into cash flow, revenue, and expenses - eliminating the dangerous delays of monthly reporting. Learn how they work, which tools to choose, and how to avoid common mistakes.

29 July 2025
Container Security: How Image Scanning and Runtime Controls Protect Your Apps

Container security requires both image scanning to find vulnerabilities before deployment and runtime controls to detect threats while containers are running. Learn how to implement both layers effectively.

25 July 2025
Cross-Chain Bridges: Moving Assets Between Blockchains

Cross-chain bridges let you move crypto like ETH or USDC between blockchains without exchanges. Learn how they work, which ones are safe, real use cases, and how to avoid losing money on scams or stuck transfers.

17 July 2025
Transparent Fees and Disclosures: How Clear Costs Prevent Predatory Financial Practices

Clear fee disclosures prevent predatory financial practices by empowering consumers with honest, understandable cost information. Learn how transparency protects vulnerable users and reshapes the industry.

25 June 2025
Central Bank Digital Currencies: The Future of Money

Central Bank Digital Currencies are government-backed digital cash that could reshape how we pay, save, and send money. With 11 countries already using them, here's what works, what doesn't, and what it means for you.

22 June 2025
Best Neobanks in 2025: Features, Fees, and User Reviews

Discover the best neobanks in 2025 for high savings, no fees, and global use. Compare Varo, Chime, Revolut, Starling, and Acorns with real user reviews, fees, and features.

20 June 2025
Penny Stock Trading: Hidden Costs and Common Scams to Avoid

Penny stock trading looks tempting with low prices and big percentage gains, but hidden fees, poor liquidity, and rampant scams make it one of the riskiest ways to invest. Learn what most brokers won't tell you.

20 June 2025