Coffee Bar Capital - Page 4

Micro-Savings Accounts: Low-Balance, Low-Fee Products for Real People

Micro-savings accounts let you save small amounts automatically with no fees or minimum balances. Perfect for low-income earners, gig workers, and anyone who thinks they can't save. Learn how they work, which ones to choose, and how to avoid common pitfalls.

29 October 2025
Cash Flow Dashboards: Real-Time Health for SMB Owners

Cash flow dashboards give SMB owners real-time visibility into their business's financial health, helping them avoid cash shortages, reduce bookkeeping time, and make smarter decisions. Learn how the top tools compare and how to start using one today.

27 October 2025
Financial Advisor Agreements: Understanding Your Contract

Understand your financial advisor agreement before you sign. Learn how fees, services, and termination terms work - and what to watch out for to avoid hidden costs and misunderstandings.

16 October 2025
Robo-Advisor Portfolios: How Index Funds, ETFs, and Factor Tilts Actually Work

Robo-advisors use index funds and ETFs to build low-cost, automated portfolios. Now they're adding factor tilts for better returns. Learn how they work, who offers the best features, and whether they're right for you.

16 October 2025
Fintech Compliance Costs: Budget Planning for Regulations in 2025

Fintech compliance costs in 2025 average $5.6 million per company. Learn how to budget for regulations, reduce false positives, navigate U.S. state licensing, and turn compliance into a competitive advantage.

9 October 2025
Virtual Cards for SMBs: Issue, Track, and Control Spending

Virtual cards let SMBs issue digital payment cards instantly, track spending in real time, and lock down controls to prevent overspending. No more checks, no more receipts, no more fraud risks.

30 September 2025
POS Systems for SMBs: How to Choose the Right Hardware and Software

Learn how to choose the right POS hardware and software for your small business in 2025. Compare Square, Toast, and Lightspeed with real pricing, features, and setup tips.

24 September 2025
Know Your Customer (KYC) Requirements for Fintech Startups in 2025

Understand the latest KYC requirements for fintech startups in 2025, including CIP, CDD, EDD, and perpetual monitoring. Learn how AI, regulations, and user experience shape modern identity verification.

23 September 2025
Price-to-Sales and EV/EBITDA: Alternative Valuation Metrics for Real-World Investing

Price-to-Sales and EV/EBITDA are essential valuation tools when P/E ratios fail. Learn how investors use them to value unprofitable tech firms, compare capital-heavy businesses, and spot hidden risks in M&A deals.

12 September 2025
Open Finance vs. Open Banking: How the Scope Is Expanding

Open banking lets you share bank account data with apps. Open finance expands that to include investments, loans, and crypto. Here’s how the scope is growing-and what it means for your money.

5 September 2025
Open Banking Standards: NextGenPSD2 and FAPI Explained

NextGenPSD2 and FAPI are the technical foundations of Open Banking in Europe. NextGenPSD2 defines how banks share data, while FAPI locks it down with military-grade security. Together, they power budgeting apps, payments, and the future of Open Finance.

4 September 2025
Procurement Cards for Small Businesses: Policy and Control

Procurement cards help small businesses save time and money on small purchases, but only if they're backed by strong spending policies. Learn how to set up controls, avoid common mistakes, and choose the right provider in 2025.

30 August 2025