Payment systems without banking infrastructure let millions pay, send money, and shop without a bank account. From cash-in networks to mobile wallets, these tools are reshaping financial access for the unbanked.
Earned wage access fees may seem small, but they add up fast - often hitting over $70 a year. Learn how these fees work, who charges what, and how to avoid paying more than you need to.
Usage-based auto insurance uses real driving data to set your rates. Safe, low-mileage drivers can save 10-30%, but city commuters and night drivers might pay more. Learn how scoring works, who benefits, and the hidden pitfalls.
Start building wealth with micro-investing apps that let you invest spare change and small amounts automatically. Learn how fractional shares, round-ups, and ETFs work - even if you have just $5 to begin.
Counter-Terrorist Financing (CTF) is a critical framework for detecting and stopping funds used to support terrorism. Learn how controls, reporting, FATF lists, and regulatory shifts in 2025 impact financial institutions globally.
Compare 2025's top margin brokers-Interactive Brokers, Robinhood, and M1 Finance-to find the lowest rates, avoid hidden costs, and understand the real risks of borrowing to invest.
Earned Wage Access with financial coaching helps employees avoid debt traps by teaching smart money habits. Learn how savings nudges, personalized insights, and real-time advice turn early pay into long-term financial health.
BNPL regulations have changed dramatically in 2025, with New York and the UK leading the way in consumer protections. Learn how new laws affect your payments, credit score, and rights as a user.
The Net Investment Income Tax (NIIT) is a 3.8% surtax on investment income for high earners. Learn how to reduce or avoid it using proven strategies like tax-loss harvesting, Roth conversions, and municipal bonds.
AI is transforming insurance fraud detection by spotting scams humans miss - from inflated claims to fake accidents. Learn how it works, what it saves, and why it’s the future of claims integrity.
Visa's network strategy has transformed it from a card processor into the global backbone of fintech payments, connecting billions of endpoints through APIs, AI, and real-time systems that power everything from gig economy payouts to crypto spending.
Choosing between tax software and a CPA for investment taxes? Software saves money upfront, but a CPA can uncover thousands in deductions you didn’t know existed. Here’s who needs which.
