Coffee Bar Capital - Page 3

Counter-Terrorist Financing (CTF): Controls and Reporting in 2025

Counter-Terrorist Financing (CTF) is a critical framework for detecting and stopping funds used to support terrorism. Learn how controls, reporting, FATF lists, and regulatory shifts in 2025 impact financial institutions globally.

6 November 2025
Comparing Broker Margin Rates: Costs and Alternatives in 2025

Compare 2025's top margin brokers-Interactive Brokers, Robinhood, and M1 Finance-to find the lowest rates, avoid hidden costs, and understand the real risks of borrowing to invest.

6 November 2025
Financial Coaching with EWA: How Education and Savings Nudges Build Real Financial Health

Earned Wage Access with financial coaching helps employees avoid debt traps by teaching smart money habits. Learn how savings nudges, personalized insights, and real-time advice turn early pay into long-term financial health.

5 November 2025
BNPL Regulations: What You Need to Know About Legal Rules and Consumer Protections in 2025

BNPL regulations have changed dramatically in 2025, with New York and the UK leading the way in consumer protections. Learn how new laws affect your payments, credit score, and rights as a user.

4 November 2025
Net Investment Income Tax (NIIT): 3.8% Surtax Planning Strategies for 2025

The Net Investment Income Tax (NIIT) is a 3.8% surtax on investment income for high earners. Learn how to reduce or avoid it using proven strategies like tax-loss harvesting, Roth conversions, and municipal bonds.

3 November 2025
Fraud Detection in Insurance: How AI Stops Scams Before They Cost Millions

AI is transforming insurance fraud detection by spotting scams humans miss - from inflated claims to fake accidents. Learn how it works, what it saves, and why it’s the future of claims integrity.

3 November 2025
Visa's Network Strategy in the Fintech Era: How It Powers Modern Payments

Visa's network strategy has transformed it from a card processor into the global backbone of fintech payments, connecting billions of endpoints through APIs, AI, and real-time systems that power everything from gig economy payouts to crypto spending.

2 November 2025
Hiring a CPA vs Tax Software for Investment Tax Planning: What Saves You More?

Choosing between tax software and a CPA for investment taxes? Software saves money upfront, but a CPA can uncover thousands in deductions you didn’t know existed. Here’s who needs which.

31 October 2025
InsurTech Regulation: Navigating Compliance and Licensing in 2025

InsurTech regulation in 2025 demands proactive compliance with AI governance, data transparency, and state-specific licensing rules. Learn how to navigate evolving requirements from NAIC, Colorado, and the EU to avoid penalties and build trust.

31 October 2025
Emergency Fund Accessibility: Liquid vs Less Accessible Options

Your emergency fund should be safe, earn interest, and be instantly accessible. Learn why high-yield savings accounts beat CDs and T-Bills for true emergencies-and what to avoid at all costs.

30 October 2025
Zelle: How Bank-Backed Real-Time P2P Transfers Work and Why It’s Both Fast and Risky

Zelle offers instant, free P2P transfers between U.S. bank accounts, but its lack of fraud protection makes it dangerous for payments to strangers. Learn how it works, who uses it, and how to stay safe.

30 October 2025
How to Cut Expenses and Build an Emergency Fund That Actually Works

Learn how to cut unnecessary expenses and build a real emergency fund that protects you from financial shocks. No fluff, just proven steps to save more by spending smarter.

29 October 2025