Insurtech funding hit $3.6 billion in Q2 2025, led by AI, embedded insurance, and cyber coverage. Legacy systems remain a major hurdle, while regulators crack down on opaque algorithms. Customers want speed - and transparency.
SMB credit scoring now uses real-time cash flow and industry data to approve loans faster than ever. Learn how data models determine approval, why some businesses get rejected, and how fintech lenders are changing the game.
Payment systems without banking infrastructure let millions pay, send money, and shop without a bank account. From cash-in networks to mobile wallets, these tools are reshaping financial access for the unbanked.
Start building wealth with micro-investing apps that let you invest spare change and small amounts automatically. Learn how fractional shares, round-ups, and ETFs work - even if you have just $5 to begin.
Counter-Terrorist Financing (CTF) is a critical framework for detecting and stopping funds used to support terrorism. Learn how controls, reporting, FATF lists, and regulatory shifts in 2025 impact financial institutions globally.
Compare 2025's top margin brokers-Interactive Brokers, Robinhood, and M1 Finance-to find the lowest rates, avoid hidden costs, and understand the real risks of borrowing to invest.
Earned Wage Access with financial coaching helps employees avoid debt traps by teaching smart money habits. Learn how savings nudges, personalized insights, and real-time advice turn early pay into long-term financial health.
BNPL regulations have changed dramatically in 2025, with New York and the UK leading the way in consumer protections. Learn how new laws affect your payments, credit score, and rights as a user.
AI is transforming insurance fraud detection by spotting scams humans miss - from inflated claims to fake accidents. Learn how it works, what it saves, and why it’s the future of claims integrity.
InsurTech regulation in 2025 demands proactive compliance with AI governance, data transparency, and state-specific licensing rules. Learn how to navigate evolving requirements from NAIC, Colorado, and the EU to avoid penalties and build trust.
Learn how to cut unnecessary expenses and build a real emergency fund that protects you from financial shocks. No fluff, just proven steps to save more by spending smarter.
Coffee Bar Capital offers clear, beginner-friendly guidance on stocks, ETFs, and crypto from a calm, coffee-bar perspective. Build confidence in investing with step-by-step tutorials and honest insights.
