Author: THEIS PAUL

Residential REITs: What Drives Rent Growth and How Regulation Shapes Returns

Residential REITs offer steady dividends and exposure to rental housing demand, but their returns depend heavily on rent growth drivers and regulation. Learn what separates top performers from underperformers in 2026.

6 February 2026
Early Exercise: When to Exercise Options Before Expiration

Early exercise of options isn't always smart - but for dividend plays and employee stock options, it can save thousands. Learn exactly when to do it - and when to avoid it.

5 February 2026
Peter Lynch's Investing Approach: How to Find Winning Stocks in Your Everyday Life

Peter Lynch’s neighborhood investing approach lets everyday people find winning stocks by paying attention to what’s around them. Learn how to spot hidden growth, use the PEG ratio, and avoid common mistakes - without needing a finance degree.

19 December 2025
APR Calculation in Fintech Loans: How Interest, Fees, and Hidden Costs Really Work

APR in fintech loans includes interest and hidden fees-but many lenders obscure the true cost. Learn how to calculate it, spot traps like BNPL schemes, and compare loans accurately to avoid overpaying.

8 December 2025
SoFi: How a Student Loan Startup Became a Full-Service Digital Bank

SoFi began as a student loan refinancing startup and grew into a full-service digital bank with checking, investing, mortgages, and more. Learn how it transformed, who it’s best for, and whether it’s still worth using in 2025.

2 December 2025
International Index Funds: Developed vs Emerging Markets Weight Allocation Explained

Learn how developed and emerging markets are weighted in international index funds, why 70/30 is the standard split, and how to avoid common mistakes that hurt long-term returns.

29 November 2025
Automated Underwriting: How AI Makes Loan Approval Faster and Smarter

Automated underwriting uses AI to approve loans in minutes instead of weeks. It's faster, cheaper, and more accurate than human underwriters-but it still struggles with self-employed borrowers and complex finances. Here's how it works and what you need to know.

21 November 2025
Natural Language Processing: Understanding Customer Intent in 2025

Natural Language Processing lets AI understand the real meaning behind customer messages - not just words, but urgency, emotion, and intent. Discover how businesses use NLP to cut response times, reduce churn, and deliver smarter service in 2025.

20 November 2025
U.S. Treasury Bonds, Notes, and Bills: Complete Breakdown

A clear breakdown of U.S. Treasury bills, notes, and bonds-how they work, how to buy them, their risks, and why they're essential for safe, steady returns in any portfolio.

20 November 2025
Insurtech Investment Trends: Funding and Market Growth in 2025

Insurtech funding hit $3.6 billion in Q2 2025, led by AI, embedded insurance, and cyber coverage. Legacy systems remain a major hurdle, while regulators crack down on opaque algorithms. Customers want speed - and transparency.

13 November 2025
SMB Credit Scoring: How Data and Models Drive Loan Approval Today

SMB credit scoring now uses real-time cash flow and industry data to approve loans faster than ever. Learn how data models determine approval, why some businesses get rejected, and how fintech lenders are changing the game.

13 November 2025
Payment Systems Without Banking Infrastructure: How the Unbanked Pay Today

Payment systems without banking infrastructure let millions pay, send money, and shop without a bank account. From cash-in networks to mobile wallets, these tools are reshaping financial access for the unbanked.

10 November 2025