APR in fintech loans includes interest and hidden fees-but many lenders obscure the true cost. Learn how to calculate it, spot traps like BNPL schemes, and compare loans accurately to avoid overpaying.
SoFi began as a student loan refinancing startup and grew into a full-service digital bank with checking, investing, mortgages, and more. Learn how it transformed, who it’s best for, and whether it’s still worth using in 2025.
Learn how developed and emerging markets are weighted in international index funds, why 70/30 is the standard split, and how to avoid common mistakes that hurt long-term returns.
Automated underwriting uses AI to approve loans in minutes instead of weeks. It's faster, cheaper, and more accurate than human underwriters-but it still struggles with self-employed borrowers and complex finances. Here's how it works and what you need to know.
Natural Language Processing lets AI understand the real meaning behind customer messages - not just words, but urgency, emotion, and intent. Discover how businesses use NLP to cut response times, reduce churn, and deliver smarter service in 2025.
A clear breakdown of U.S. Treasury bills, notes, and bonds-how they work, how to buy them, their risks, and why they're essential for safe, steady returns in any portfolio.
Insurtech funding hit $3.6 billion in Q2 2025, led by AI, embedded insurance, and cyber coverage. Legacy systems remain a major hurdle, while regulators crack down on opaque algorithms. Customers want speed - and transparency.
SMB credit scoring now uses real-time cash flow and industry data to approve loans faster than ever. Learn how data models determine approval, why some businesses get rejected, and how fintech lenders are changing the game.
Payment systems without banking infrastructure let millions pay, send money, and shop without a bank account. From cash-in networks to mobile wallets, these tools are reshaping financial access for the unbanked.
Start building wealth with micro-investing apps that let you invest spare change and small amounts automatically. Learn how fractional shares, round-ups, and ETFs work - even if you have just $5 to begin.
Counter-Terrorist Financing (CTF) is a critical framework for detecting and stopping funds used to support terrorism. Learn how controls, reporting, FATF lists, and regulatory shifts in 2025 impact financial institutions globally.
Compare 2025's top margin brokers-Interactive Brokers, Robinhood, and M1 Finance-to find the lowest rates, avoid hidden costs, and understand the real risks of borrowing to invest.
