Author: Ashley .

Neobanks like Revolut, Nubank, and Cash App are fighting for global market share. Learn who’s winning, why most are still unprofitable, and what this means for your money.

Earned wage access fees may seem small, but they add up fast - often hitting over $70 a year. Learn how these fees work, who charges what, and how to avoid paying more than you need to.

Usage-based auto insurance uses real driving data to set your rates. Safe, low-mileage drivers can save 10-30%, but city commuters and night drivers might pay more. Learn how scoring works, who benefits, and the hidden pitfalls.

The Net Investment Income Tax (NIIT) is a 3.8% surtax on investment income for high earners. Learn how to reduce or avoid it using proven strategies like tax-loss harvesting, Roth conversions, and municipal bonds.

Visa's network strategy has transformed it from a card processor into the global backbone of fintech payments, connecting billions of endpoints through APIs, AI, and real-time systems that power everything from gig economy payouts to crypto spending.

Choosing between tax software and a CPA for investment taxes? Software saves money upfront, but a CPA can uncover thousands in deductions you didn’t know existed. Here’s who needs which.

Your emergency fund should be safe, earn interest, and be instantly accessible. Learn why high-yield savings accounts beat CDs and T-Bills for true emergencies-and what to avoid at all costs.

Zelle offers instant, free P2P transfers between U.S. bank accounts, but its lack of fraud protection makes it dangerous for payments to strangers. Learn how it works, who uses it, and how to stay safe.

Micro-savings accounts let you save small amounts automatically with no fees or minimum balances. Perfect for low-income earners, gig workers, and anyone who thinks they can't save. Learn how they work, which ones to choose, and how to avoid common pitfalls.

Robo-advisors use index funds and ETFs to build low-cost, automated portfolios. Now they're adding factor tilts for better returns. Learn how they work, who offers the best features, and whether they're right for you.

Clear fee disclosures prevent predatory financial practices by empowering consumers with honest, understandable cost information. Learn how transparency protects vulnerable users and reshapes the industry.